NFTs are the future or finance.

NFTs simplified: NFTs a line of code that reference what is called “metadata”. This metadata is typically a picture, licensing for the rights to use the picture, or maybe some other contracts. The metadata isn’t the interesting part of NFTs, it’s where that line of code is. That line...

Dividend Investing

Dividend investing is an investing strategy that, as you may have guessed, is centered around dividends. Before we get into how I implement dividends in my portfolio and why, let’s first go over the basics for some of our newer investors. Companies pay dividends similar to the way we...

WTF is an ETF?

Oh come on, that title’s hilarious. Alright, well let’s jump right into it. An ETF, short for Exchange-Traded Fund, is a long term investor’s best friend. ETFs are perfect for anyone who wants to use a simple brokerage account to invest instead of, or in addition to, their tax-advantaged...

The Cost of Opportunity

Wait, no… that’s backwards. Opportunity Cost! That’s the one! For my 3 loyal readers out there, you may remember a post from about a month ago about this topic. Well I think it needs a little refining. In my most recent post “Debt PEMDAS” I talked about this topic...

Debt PEMDAS

Have debt and want to optimize your path to debt free? Well go no further weary traveler, I’ve got the sweet sweet info you crave. The way we are going to look at your debt may be a bit different than you’ve looked at it before. Debt is like...

Cash Rewards Credit Cards

Credit cards are something that requires a bit of self control and financial literacy and planning to utilize safely. If you know that you are the type of person who gets super lost in paying bills and maybe you have a hard time staying organized on all of it,...

Budgeting for Investing

I want to provide you the absolute easiest way to invest your money, into an accessible account, and kick off your path to financial freedom. Please follow along and use the tools I am providing. This isn’t a scam, I’m not selling you anything, it really is just this...

Forget the noise

Have you ever looked into investing and just felt like it’s overly complicated and impossible to get into? Well, what you are seeing is noise, the fluff. You’re looking at the bad paint job and not seeing the strong foundation that will last centuries. Stop listening to noise of...

What to do with your stimulus check

For those of you who have lost your job over the past few weeks, this may not apply to you. If you absolutely need your stimulus check to pay for your monthly bills, you will not find value in this post. You may, however, find value in this blog....

Investing vs. Trading

Investing and trading are NOT the same things. All too often people get started in the stock market and watch their money gain 20% in a matter of a few days. Then as they continue to buy and sell stocks they lose all of their money and exclaim “Investing...