Category: Blog

NFTs are the future or finance.

NFTs simplified: NFTs a line of code that reference what is called “metadata”. This metadata is typically a picture, licensing for the rights to use the picture, or maybe some other contracts. The metadata isn’t the interesting part of NFTs, it’s where that line of code is. That line...

It’s a tax party

I’ll try to make this one as not boring as possible as for many, taxes can be a bit dry. Trust me on this one, understanding how taxes work, even on a high level over view, can increase your savings and accelerate your path to financial independence. Today, we...

Rethink everything

Look at your budget. Like really look at it. Well, first thing’s first. If you haven’t already, make a budget, THEN look at it. I want you to look at everything on your budget and mark things that you can adjust. Not necessarily that you will end up changing...

Costly dollar averaging

Or to be more proper, “dollar cost averaging” is simply a way for investors to feel safer about the buying price of their equities. To get the overview here, in most stock market investments, we have 2 main events, buying and selling. There’s some stuff in the middle there...

Why you shouldn’t invest

So you have followed the steps so far. You’ve created some gap in your budget and found some positive cashflow to toss into savings. Now you’re reading this blog and you’re like “Okie Dokie Captain! I’m down with saving and whatnot, but investing? Sounds like a scam to me!”...

Dark Clouds

We are in the midst of a fire sale, and if fear has been steering you clear of entering the market, read carefully. Equities, whether we are talking index funds, mutual funds, stocks, ETFs or whatever else you may be investing in, are on sale. What does this mean?...

The Space Between

Becoming financially independent, entering early retirement, or not having a full clench moment when the mechanic hands you the bill is about creating space. By that, I don’t mean leaving the mechanics shop without paying. I’m talking about financial space between what you make and what you pay. Here’s...