Category: Invest the difference

Why you shouldn’t invest

So you have followed the steps so far. You’ve created some gap in your budget and found some positive cashflow to toss into savings. Now you’re reading this blog and you’re like “Okie Dokie Captain! I’m down with saving and whatnot, but investing? Sounds like a scam to me!”...

Opportunity Cost

In saving and retiring we have to understand a concept called opportunity cost. This is the cost associated with doing one thing over another. This doesn’t only apply when financial matters are concerned but pretty much whenever a decision is made. For instance, if I wake up one morning...

Maximizing your 401(k)

Okay, so you want to invest. You’ve been convinced. After reading blogs like mine and listening to podcasts like those at ChooseFI, you’re finally ready to take the plunge. But how? Where do you start? Do you support this blog by using my Robinhood referral code? No, sadly you...

Dark Clouds

We are in the midst of a fire sale, and if fear has been steering you clear of entering the market, read carefully. Equities, whether we are talking index funds, mutual funds, stocks, ETFs or whatever else you may be investing in, are on sale. What does this mean?...