Debt PEMDAS
Have debt and want to optimize your path to debt free? Well go no further weary traveler, I’ve got the sweet sweet info you crave. The way we are going to look at your debt may be a bit different than you’ve looked at it before. Debt is like...
Cash Rewards Credit Cards
Credit cards are something that requires a bit of self control and financial literacy and planning to utilize safely. If you know that you are the type of person who gets super lost in paying bills and maybe you have a hard time staying organized on all of it,...
Cheap Phone Plans
Finding a cheap phone plan doesn’t have to be so complicated. This is possibly the easiest thing to save significant amounts of money on. It’s the first thing I changed when I learned about the FIRE movement and promptly joined. Of course, I’m going to do the classic blog...
How to not pay taxes (legally)
This isn’t a post about tax evasion or money laundering, this is going to be about using the systems put in place by the government so that you don’t have to pay income taxes, ever. The most important thing that we need to understand is maximizing the standard deduction....
Rethink everything
Look at your budget. Like really look at it. Well, first thing’s first. If you haven’t already, make a budget, THEN look at it. I want you to look at everything on your budget and mark things that you can adjust. Not necessarily that you will end up changing...
For all you retirement pessimists out there
I have many friends and family who are convinced that retirement is either impossible or won’t happen until their 60’s or 70’s. I have provided a link to a project that I have been working on (at the bottom of the page) to give my readers a glimpse as...
The Space Between
Becoming financially independent, entering early retirement, or not having a full clench moment when the mechanic hands you the bill is about creating space. By that, I don’t mean leaving the mechanics shop without paying. I’m talking about financial space between what you make and what you pay. Here’s...