Finding a cheap phone plan doesn’t have to be so complicated. This is possibly the easiest thing to save significant amounts of money on. It’s the first thing I changed when I learned about the FIRE movement and promptly joined. Of course, I’m going to do the classic blog...

This isn’t a post about tax evasion or money laundering, this is going to be about using the systems put in place by the government so that you don’t have to pay income taxes, ever. The most important thing that we need to understand is maximizing the standard deduction....

I’ll try to make this one as not boring as possible as for many, taxes can be a bit dry. Trust me on this one, understanding how taxes work, even on a high level over view, can increase your savings and accelerate your path to financial independence. Today, we...

Look at your budget. Like really look at it. Well, first thing’s first. If you haven’t already, make a budget, THEN look at it. I want you to look at everything on your budget and mark things that you can adjust. Not necessarily that you will end up changing...

Or to be more proper, “dollar cost averaging” is simply a way for investors to feel safer about the buying price of their equities. To get the overview here, in most stock market investments, we have 2 main events, buying and selling. There’s some stuff in the middle there...

So you have followed the steps so far. You’ve created some gap in your budget and found some positive cashflow to toss into savings. Now you’re reading this blog and you’re like “Okie Dokie Captain! I’m down with saving and whatnot, but investing? Sounds like a scam to me!”...

In saving and retiring we have to understand a concept called opportunity cost. This is the cost associated with doing one thing over another. This doesn’t only apply when financial matters are concerned but pretty much whenever a decision is made. For instance, if I wake up one morning...

Okay, so you want to invest. You’ve been convinced. After reading blogs like mine and listening to podcasts like those at ChooseFI, you’re finally ready to take the plunge. But how? Where do you start? Do you support this blog by using my Robinhood referral code? No, sadly you...

We are in the midst of a fire sale, and if fear has been steering you clear of entering the market, read carefully. Equities, whether we are talking index funds, mutual funds, stocks, ETFs or whatever else you may be investing in, are on sale. What does this mean?...