Debt PEMDAS
Have debt and want to optimize your path to debt free? Well go no further weary traveler, I’ve got the sweet sweet info you crave. The way we are going to look at your debt may be a bit different than you’ve looked at it before. Debt is like...
Rethink everything
Look at your budget. Like really look at it. Well, first thing’s first. If you haven’t already, make a budget, THEN look at it. I want you to look at everything on your budget and mark things that you can adjust. Not necessarily that you will end up changing...
Opportunity Cost
In saving and retiring we have to understand a concept called opportunity cost. This is the cost associated with doing one thing over another. This doesn’t only apply when financial matters are concerned but pretty much whenever a decision is made. For instance, if I wake up one morning...
Maximizing your 401(k)
Okay, so you want to invest. You’ve been convinced. After reading blogs like mine and listening to podcasts like those at ChooseFI, you’re finally ready to take the plunge. But how? Where do you start? Do you support this blog by using my Robinhood referral code? No, sadly you...
Dark Clouds
We are in the midst of a fire sale, and if fear has been steering you clear of entering the market, read carefully. Equities, whether we are talking index funds, mutual funds, stocks, ETFs or whatever else you may be investing in, are on sale. What does this mean?...
The Space Between
Becoming financially independent, entering early retirement, or not having a full clench moment when the mechanic hands you the bill is about creating space. By that, I don’t mean leaving the mechanics shop without paying. I’m talking about financial space between what you make and what you pay. Here’s...