Budgeting for Investing
I want to provide you the absolute easiest way to invest your money, into an accessible account, and kick off your path to financial freedom. Please follow along and use the tools I am providing. This isn’t a scam, I’m not selling you anything, it really is just this...
Cheap Phone Plans
Finding a cheap phone plan doesn’t have to be so complicated. This is possibly the easiest thing to save significant amounts of money on. It’s the first thing I changed when I learned about the FIRE movement and promptly joined. Of course, I’m going to do the classic blog...
Rethink everything
Look at your budget. Like really look at it. Well, first thing’s first. If you haven’t already, make a budget, THEN look at it. I want you to look at everything on your budget and mark things that you can adjust. Not necessarily that you will end up changing...
For all you retirement pessimists out there
I have many friends and family who are convinced that retirement is either impossible or won’t happen until their 60’s or 70’s. I have provided a link to a project that I have been working on (at the bottom of the page) to give my readers a glimpse as...
Costly dollar averaging
Or to be more proper, “dollar cost averaging” is simply a way for investors to feel safer about the buying price of their equities. To get the overview here, in most stock market investments, we have 2 main events, buying and selling. There’s some stuff in the middle there...
Why you shouldn’t invest
So you have followed the steps so far. You’ve created some gap in your budget and found some positive cashflow to toss into savings. Now you’re reading this blog and you’re like “Okie Dokie Captain! I’m down with saving and whatnot, but investing? Sounds like a scam to me!”...
Opportunity Cost
In saving and retiring we have to understand a concept called opportunity cost. This is the cost associated with doing one thing over another. This doesn’t only apply when financial matters are concerned but pretty much whenever a decision is made. For instance, if I wake up one morning...